Nothing compares to the satisfaction of discovering the ideal fit
when looking for a new car, but it's not always easy. Life changes, economic
shifts, and other factors might make you wonder whether you can afford the
vehicle you want. Our staff at North End Subaru is ready to help you find the
automobile of your dreams, whether you're shopping for a brand-new Subaru or
have your eye on one of our fantastic pre-owned cars or SUVs.
You can take advantage of an easy financing process and reasonable
rates utilizing our Lunenberg auto financing department. We'll listen to your
needs and guide you toward an amazing offer on a Subaru lease or loan and
financing on other makes. Before taking the next step, let's look at a few
financing choices and benefits at North End Subaru.
Finance the Car You Want at a Subaru
Dealership
Technically, you can get a car loan from outside lenders and use
that loan to buy a car outright. Subaru dealership financing is slightly different
because you will be paying the dealership. However, at a top dealership like
North End Subaru, we know Subaru loans better than anyone. When you finance
with us, you can access better automotive financing benefits and ways to save.
The conditions of your vehicle loan rely on several variables,
including your income and credit history. Still, financing a car allows you to
own the vehicle outright. What's more, with the right dealership helping you, a
Subaru loan can cost much less than you might expect.
What Is Subaru Leasing?
Apart from buying a Subaru directly, the second most common option
is to get a lease. They usually range between six and 24 months. Since lease
payments are typically lower than automotive loan payments, you may be able to
drive a model you otherwise couldn't afford. You'll have to return the vehicle
at the agreed lease term ending date. This allows you to lease a newer model or
buy the car if you love it.
Leasing is the best option if you want a new car every few years
and have minimal maintenance concerns. Remember that there are restrictions on
mileage and wear and tear. So, this may not be an ideal option if you intend to
get rough with vehicles or travel frequently.
Subaru Lease or Loan: What's Better for
Me?
When it's time to switch to a newer vehicle, many individuals assume their only
option is to buy a car and obtain a loan. Perhaps you do not want to commit to
longer loan terms, or the thought of more extensive car maintenance
requirements five or ten years from now is unappealing. Or, perhaps you've
heard that lease payments can be substantially less than loan installments.
If any of these apply to you, talk to our finance team about the
models that interest you. We will provide you with all the leasing and purchase
information you need so you can weigh your alternatives and make a final
choice.
How Do I Get Approved for an Auto Loan?
The two primary factors determining your approval for an auto loan
are your credit history and your annual or monthly income. To proceed with an
auto loan at our Subaru dealership here in Lunenburg, we invite you to first
complete and submit a finance application. When you are set to visit the showroom,
bring the following items:
- A current driver's
license
- Three to five
personal references
- Paycheck stubs or
bank statements as evidence of income
- The agreed amount
of upfront payment (if required)
While there isn't a single strategy that will guarantee auto loan
approval for everyone, following proactive steps and bringing all the required
documents can ease the application process. Check out other informational
sections of the North End Subaru Finance Center, or contact us directly if you
have further questions.
Determine Your Car's Value With Our
Trade-In Tool
Your car's trade-in value is the amount a dealer is willing to pay
you toward purchasing a new vehicle in return for your current vehicle. This is
typically based on the car's market value, with adjustments for the condition
after an inspection.
However, not all dealerships will offer a fair evaluation. The
popularity of the make and model, the number of comparable vehicles the dealer
currently has on the lot, and the age and condition of your car are
understandable factors, but watch out for hidden fees or requirements that lead
you to get less for your vehicle. You won't find these issues at a top-rated
Lunenberg dealership like North End Subaru.
You can easily estimate the value of your automobile from the
comfort of your home using our user-friendly trade-in estimation tool. After that, all you have to do is bring
your car to our dealership. Our team of specialists will examine the car to
confirm its condition and provide you with our most recent market-value-based
offer. You can sell, trade, or walk away. You have no obligations when you use
our trade-in value tool.
Subaru Auto Loan Pre-Approval
You can estimate your monthly automobile loan (or lease) payments
and your general financial capacity as soon as you find a vehicle you may want
to buy or lease. Browse our inventory and click to start the pre-approval
process on any of our current vehicles. Supply the necessary information our
team needs, and get further assistance in a few easy clicks. We do everything
possible to get the ball rolling before you even step foot in our dealership or
complete an online order.
Getting a new Subaru should be exciting and stress-free every
time. We hope our Subaru savings tips and finance center resources make you
fully confident and excited about buying or leasing a car. If you need further
assistance, contact or browse the options at the North End Subaru Finance Center. Our specialists work closely with you to
decide what is best for your situation. You'll have the same ease and freedom
as you when driving in your ideal Subaru.
