North End Subaru Finance Center

Learn More About the Finance Center at North End Subaru in Lunenburg

Subaru vehicles are known for their exceptional engineering, producing cars that end up top of their class when it comes to performance, reliability and safety. At our dealership, we've been serving the Leominster area for years, pairing owners with their ideal Subaru model at competitive prices.

We know that the financial side of a car purchase is just as important as any other aspect. If you're not happy with your financing plan or it puts stress on your budget, the overall experience suffers. That's why our finance center goes the extra mile to make sure you've explored all your options, choose the most advantageous plan for you and end up with a financing package that's up to your expectations and meets your budgetary requirements.

Financing on New and Used Subaru Vehicles

At our dealership, we offer a comprehensive range of Subaru models, with both new and used conditions. Feel free to peruse our new inventory and pre-owned inventory online from the comfort of your Fitchburg couch. To go along with these inventories, we've got a wide range of financing options available to our customers, meaning we can find a Subaru vehicle that fits your financial means no matter what those might be. Our experienced and knowledgeable staff will sit down with you and review your options, matching up our best plans and offers with your budget and circumstances.

Leasing a New Subaru Vehicle

While many of our customers choose to finance towards a purchase, leasing is the preferable alternative for quite a few as well. We've got a suite of leasing specials that may make you decide that a lease is the better way to go. Don't forget we have several other specials available too. We can put you in any of our new models on a lower monthly payment, letting you drive off the lot and home to Lancaster, MA, in a brand-new Subaru car at a competitive price.

Leasing Versus Financing

You'll need to make the choice whether to lease or finance, and there's no one-size-fits-all answer to that decision. But, by understanding the pros and cons of each option and considering your own needs, you can make an informed choice.

Leasing is a great option for drivers who want to continue to drive new Subaru models around Gardner, MA, as you'll have the option of renewing your lease and trading in for a new model every few years. Leasing monthly payments also tend to be lower than financing for the same model, stretching your dollar further.

Financing, on the other hand, is an excellent way to build lasting equity, giving you a significant after you've paid off your plan. You also get more flexibility in terms of customization and mileage limits if you plan to put heavy mileage on the vehicle.

Apply Online Using Our Convenient Online Tools

The process of financing an auto purchase can sometimes seem daunting, and it can be a little nerve-wracking to walk into the dealership without much foreknowledge. At our dealership, we've created some online tools to help you get a head start on the financing process and take some of the uncertainty out of the experience.

With just a few pieces of personal information, you can use our online financing application to get pre-approval for credit. This tool lets you go into the car buying process understanding your price range ahead of time. We also offer a Value Your Trade tool that lets you submit your current vehicle's information and get a sense of what you're likely to get when trading it in toward your Subaru purchase.

Our dealership has been the premium destination for Subaru shoppers around the area, and a big part of that is our emphasis on our finance center and getting you a competitive rate. Check out our online tools and schedule an appointment today.

Further Research On Financing & Leasing Options

Nothing compares to the satisfaction of discovering the ideal fit when looking for a new car, but it's not always easy. Life changes, economic shifts, and other factors might make you wonder whether you can afford the vehicle you want. Our staff at North End Subaru is ready to help you find the automobile of your dreams, whether you're shopping for a brand-new Subaru or have your eye on one of our fantastic pre-owned cars or SUVs.

You can take advantage of an easy financing process and reasonable rates utilizing our Lunenberg auto financing department. We'll listen to your needs and guide you toward an amazing offer on a Subaru lease or loan and financing on other makes. Before taking the next step, let's look at a few financing choices and benefits at North End Subaru.

Technically, you can get a car loan from outside lenders and use that loan to buy a car outright. Subaru dealership financing is slightly different because you will be paying the dealership. However, at a top dealership like North End Subaru, we know Subaru loans better than anyone. When you finance with us, you can access better automotive financing benefits and ways to save.

The conditions of your vehicle loan rely on several variables, including your income and credit history. Still, financing a car allows you to own the vehicle outright. What's more, with the right dealership helping you, a Subaru loan can cost much less than you might expect.

Apart from buying a Subaru directly, the second most common option is to get a lease. They usually range between six and 24 months. Since lease payments are typically lower than automotive loan payments, you may be able to drive a model you otherwise couldn't afford. You'll have to return the vehicle at the agreed lease term ending date. This allows you to lease a newer model or buy the car if you love it.

Leasing is the best option if you want a new car every few years and have minimal maintenance concerns. Remember that there are restrictions on mileage and wear and tear. So, this may not be an ideal option if you intend to get rough with vehicles or travel frequently.

When it's time to switch to a newer vehicle, many individuals assume their only option is to buy a car and obtain a loan. Perhaps you do not want to commit to longer loan terms, or the thought of more extensive car maintenance requirements five or ten years from now is unappealing. Or, perhaps you've heard that lease payments can be substantially less than loan installments.

If any of these apply to you, talk to our finance team about the models that interest you. We will provide you with all the leasing and purchase information you need so you can weigh your alternatives and make a final choice.

The two primary factors determining your approval for an auto loan are your credit history and your annual or monthly income. To proceed with an auto loan at our Subaru dealership here in Lunenburg, we invite you to first complete and submit a finance application. When you are set to visit the showroom, bring the following items:

  • A current driver's license
  • Three to five personal references
  • Paycheck stubs or bank statements as evidence of income
  • The agreed amount of upfront payment (if required)

While there isn't a single strategy that will guarantee auto loan approval for everyone, following proactive steps and bringing all the required documents can ease the application process. Check out other informational sections of the North End Subaru Finance Center, or contact us directly if you have further questions.

Your car's trade-in value is the amount a dealer is willing to pay you toward purchasing a new vehicle in return for your current vehicle. This is typically based on the car's market value, with adjustments for the condition after an inspection.

However, not all dealerships will offer a fair evaluation. The popularity of the make and model, the number of comparable vehicles the dealer currently has on the lot, and the age and condition of your car are understandable factors, but watch out for hidden fees or requirements that lead you to get less for your vehicle. You won't find these issues at a top-rated Lunenberg dealership like North End Subaru.

You can easily estimate the value of your automobile from the comfort of your home using our user-friendly trade-in estimation tool. After that, all you have to do is bring your car to our dealership. Our team of specialists will examine the car to confirm its condition and provide you with our most recent market-value-based offer. You can sell, trade, or walk away. You have no obligations when you use our trade-in value tool.

You can estimate your monthly automobile loan (or lease) payments and your general financial capacity as soon as you find a vehicle you may want to buy or lease. Browse our inventory and click to start the pre-approval process on any of our current vehicles. Supply the necessary information our team needs, and get further assistance in a few easy clicks. We do everything possible to get the ball rolling before you even step foot in our dealership or complete an online order.

Getting a new Subaru should be exciting and stress-free every time. We hope our Subaru savings tips and finance center resources make you fully confident and excited about buying or leasing a car. If you need further assistance, contact or browse the options at the North End Subaru Finance Center. Our specialists work closely with you to decide what is best for your situation. You'll have the same ease and freedom as you when driving in your ideal Subaru.

  1. North End Subaru

    757 Chase Road
    Lunenburg, MA 01462

    • Sales: 888-662-5123
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Get in Touch

  • Contact our Sales Department at: 888-662-5123
  • Monday9:00AM-7:00PM
  • Tuesday9:00AM-7:00PM
  • Wednesday9:00AM-7:00PM
  • Thursday9:00AM-7:00PM
  • Friday9:00AM-6:00PM
  • Saturday9:00AM-5:00PM
  • SundayClosed